 |
Practice Areas
|
|
|
|
Home > Chapter 13 Bankruptcy
Chapter 13 Bankruptcy Lawyers in Orange County California
Have you accumulated more debt than you can handle? Are you unable to keep up the high car payments and credit card bills? You may be eligible for a chapter 13 bankruptcy to help relieve some of your financial strain.
|
|
For more than 30 years, our attorneys have focused on helping individuals and families. Discussing your eligibility for a chapter 13 bankruptcy with an experienced attorney will help you to know how to gain financial freedom and stop calls from harassing creditors. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
| |
|
There are many reasons that people find themselves facing the possibility of bankruptcy. Call us today at 714-730-8202 or contact us on-line to discuss if bankruptcy is the right option for you.
There are many reasons that people find themselves facing the possibility of bankruptcy. A majority have overwhelming medical bills or credit card debt. Some have lost their jobs and can't meet loan or housing payments that are coming due.
Whatever the case may be, it is important to explore available options. We are a debt relief agency and debt collection agency. We help people file for bankruptcy relief under the Bankruptcy Code.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy has a slightly different process than chapter 7 bankruptcy. Most people who are eligible to file a chapter 13 bankruptcy are trying to save their homes from going into foreclosure. Once the automatic stay is filed, all proceedings against the debtor must stop.
Chapter 13 bankruptcy establishes priority among your creditors. You develop an approved repayment plan to pay priority creditors. The repayment plan can span over the period of three to five years. Following completion on your plan, remaining debts are discharged, or eliminated.
Establishing a Payment Plan
Within 15 days of filing a petition for bankruptcy, you must file a plan for payment of debts. Your payment plan needs to be realistic.
You plan determines how much you can feasibly pay each month to your creditors. Once the plan is approved by an appointed trustee, you can begin paying off your debt. You will make monthly payments to your trustee, who, in turn, pays your creditors.
It is important remember that house payments are made outside of the plan. However, second mortgages may be part of the debt that is discharged at the end of your plan.
Contact Our Tustin, California Offices
Our office is conveniently located one mile from the 55 and Garden Grove freeways. We are available to meet with you to discuss your consumer debt management options during regular business hours and evenings by appointment.
Contact us by calling 714-730-8202 or on-line to schedule an initial consultation.
Hosford & Hosford, Inc., A Law Corporation
17821 East 17th Street, Suite 295
Tustin, CA 92780-2163
Telephone: 714-730-8202| Fax: 714-730-1959
Map and Directions
At the Orange County, California law offices of Hosford & Hosford, A.L.C., we provide experienced consumer bankruptcy representation to clients in cities including: Tustin, Irvine, Orange, Anaheim and Santa Ana.
|
|
|
|
|
|
|
|
|
|
|
| Orange County Bankruptcy Attorneys - Chapter 7 Bankruptcy, Chapter 11 Bankruptcy, Chapter 13 Bankruptcy
|
|
The information you obtain at this site is not legal advice. For legal advice, consult an attorney for advice regarding your own situation.
Copyright © 2012 by Hosford & Hosford, Inc., ALC. All rights reserved. You may reproduce materials available at this site for your own personal use and for non-commercial distribution. All copies must include this copyright statement. Site by Custody Match Designs. |
|
|
|
|
|
|
